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Surviving with Finance

If you’ve assessed your cashflow position and things are tight, but you are still in a strong position with a solid credit history, finance may be the solution you are looking for. The business volumes are there, and the cash is still potentially coming in, but you know that there is a gap between your income and expenditure that needs filling.

Will you be better served by adopting one of the Government’s short-term lending schemes or is a longer-term solution required? Do you need a short-term fix to see you through a short-term issue, or are you looking for longer-term finance not simply to pay the bills, but potentially to invest and grow in the future?

Here we look at various Finance products and schemes, which vary from speeding up your cash flow in the shape of Invoice Finance to injecting chunks of cash in the form of a loan, either via the governments CBILS and Bounce back schemes or more traditional lending methods through alternative Finance providers or the banks.


Government Backed Funding Options

Other funding options

Businesses have a range of options available to them to support their cashflow, including ‘traditional’ bank loans and overdrafts, and other asset-based lending products such as commercial mortgages. There are pros and cons to every source of cashflow funding, which is why working with a commercial finance broker is usually advised.

Download our FREE Guide to Business Survival with Finance

Download our FREE Guide to Business Survival with Finance

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How can we help?

Touch Financial is an award winning Financial Brokerage and part of the SFP Group.

We work with the leading high street Banks and alternative finance providers, covering Loans, Invoice Finance, Asset Finance and even have a national panel of approved chartered accountants to recommend, should the need arise.

Our business finance experts will:

  • Carry out a free eligibility check on you & your company.
  • Help you get your application together to meet lender requirements. (Working with your accountant if necessary)
  • Recommend lenders based upon your specific needs.
  • Source multiple offers from our panel of lenders.
  • Stay with you through the journey to offer advice and recommendations.
  • Help you plan ahead for any upcoming projects or events.

Free consultation with one of our Experts


What our clients say

"Covid-19 has been a difficult time for most, had it not been for Kirsty I feel we would still be working through CBILS applications and going back and forth with banks. We just found it so much easier and reassuring to leave everything to her to manage for us. We appreciated the transparency with regards to managing our expectations and making sure she did what was right for us as a company. I have referred Kirsty to a few colleagues who have all had positive experiences. Many thanks to you Kirsty and the team at Touch for helping us during such a difficult time!"

Vishal Patel - Hospitality

"Top Notch! Touch Financial has been excellent in how they tried their best to assist us in our need to find Invoice factoring company which is right for our business. Jacob was simply amazing and really helped us find the right partner for our growing recruitment business."

Marivic Quiazon - Recruitment

"Ultimate Finance has been working successfully with the SFP Group for a number of years. Their industry knowledge, focus and drive to provide solutions that are right for all parties make them a key partner for the Ultimate Finance group. We look forward to our relationship going from strength to strength in the future."

Ultimate Finance Group Plc